Treasury Products

With our expert and dynamic staff, we offer treasury products to suit your preferences and needs. We are at your service with a wide range of products that will allow you to access all kinds of treasury transactions, including spot and forward foreign exchange, swaps, options and fixed income securities from one place.

Foreign Currency Transactions

We offer our customers the opportunity to buy and sell foreign currency instantly at competitive rates. Thanks to customer segmentation, we offer special and advantageous prices for each of our customers.

Derivatives

• We help our clients manage their currency risks through forward contracts in various currencies at a predetermined price to be settled at a future date. Through these agreements, we aim to minimize the currency risk on our clients' balance sheets.
• We help our clients minimize their own risk through standard or structured option products. Options are contracts that provide the right to buy or sell a certain amount of an asset at a certain price on or before a certain date in the future. The option contract gives the buyer the right to exercise this right when it is profitable to do so. The main factors affecting the option price are the spot price of the underlying asset, the strike price, the number of days to maturity, the volatility of the underlying asset and the risk-free interest rate.
• We offer effective risk management opportunities with our swap products that will enable our customers to manage their cash flows in the most appropriate way, reduce their costs and protect themselves from market risks.
• We enable our clients to protect themselves against market risks with our currency swaps, where two different cash flows in different currencies are exchanged at value and maturity; interest rate swaps, where two different interest rate structures (floating or fixed) are exchanged in the same currency without the exchange of principal; and cross currency swaps, which allow the exchange of both different currencies and different interest rate structures.

Fixed Income Securities Trading

• We provide our customers in all segments with access to Government Domestic Debt Securities issued domestically and internationally by the Republic of Turkey Ministry of Treasury and Finance. We intermediate the purchase and sale of these securities in Turkish lira and foreign currency at favorable prices.
• By facilitating access to Government Domestic Debt Securities (Treasury Bills) with less than one year to maturity and Government Domestic Debt Securities (Government Bonds) with more than one year to maturity, we offer all our customer segments both short and long-term secure returns and an alternative investment product to deposits.
• We provide our clients with access to commercial papers and bonds issued by the private sector for borrowing purposes. Corporate Bonds are discounted or coupon-paying debt securities issued domestically by banks or other companies and offer higher yields than Government Domestic Debt Securities and deposits.

Repo Transactions

Repo transaction is the sale of a fixed-income security with the promise of repurchase at the end of a certain period. We provide returns to our customers who want to make short-term investments without principal risk and who want to utilize their temporary liquidity.

Commodity Trading

For our clients who wish to invest in precious metals such as gold and silver as well as commodities such as oil, copper, coal and cotton, we provide access to these markets and intermediate their investments at advantageous prices.